Brent W. Davis & Associates

Bankruptcy and Foreclosure Attorney

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  • Tips from Brent
    • Keep your Home
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  • Contact Us
    • Brent W. Davis & Associates, LLC
    • Brent W. Davis & Associates, LLC, Birmingham, AL

Free Consultation: Call (205) 989-1919

  • Home
  • Firm
    • Attorney Profile
    • Brent W. Davis
  • Practice
    • 5 Events That Can Lead to Bankruptcy
    • Chapter 7 Bankruptcy
    • Chapter 13 Bankruptcy
    • Divorce & Bankruptcy
    • Foreclosure Alternatives
    • Personal Bankruptcy
    • Chapter 13 Bankruptcy
    • Avoid Foreclosure & Keep Your Home
    • Adjustable Rate Mortgages
    • Collections/Creditor Harassment
    • Credit Card Debt
    • IRS/Student Loans
    • Truth in Lending Act
    • Social Security & Disability
  • Tips from Brent
    • Keep your Home
    • Reorganize your Debts
    • Protection from Creditors
  • Contact Us
    • Brent W. Davis & Associates, LLC
    • Brent W. Davis & Associates, LLC, Birmingham, AL

Missed mortgage payments

July 12, 2011 By admin

When missed mortgage payments grow out of control, the home can be saved if a chapter 13 Federal Court protected repayment plan is filed BEFORE the foreclosure sale is held. This will also protect the homeowner from other creditors and restructure those debts.

Once you are protected by chapter 13, be aware that your mortgage escrow payments may rise temporarily, so that the taxes can be caught up. All letters from the mortgage company or from the Court should be opened as soon as they come in the mail because the time to act can be very short.

Brent will meet with you personally at your free consultation.

Consult Brent

Filed Under: Keep your Home

Foreclosure – how to avoid it

July 6, 2011 By admin

You have the power to stand up to the big mortgage companies.  

Did you know that the Founding Fathers of the United States of America specifically wrote your bankruptcy protections into our Constitution more than 230 years ago?  It’s true.  You can use a Federal Court protected debt repayment plan to stop home foreclosure, pay back what is behind on your mortgage, keep your car and other assets.  

Filed Under: Keep your Home

What to do with your Debts

July 6, 2011 By admin

Will I lose my house and car and the shirt off my back if I file for Chapter 7 Bankruptcy?

No, most people who are up to date on house and car payments keep those debts and keep paying for them. State laws protect your clothes amd books and heirlooms and other household goods from being taken. You just lose the debt that isn’t working for you.

Contact Bankruptcy Lawyer  Brent W. Davis

Filed Under: Reorganize your Debts

Protection from Creditors

July 6, 2011 By admin

You can get protection from creditors and pay them back under the protection of the Federal Courts without filing Chapter 7 bankruptcy.  Many people qualify to pay pennies on the dollar.  Come by for a free evaluation by Mr. Davis  (not a legal secretary, like the big firms)!

Come in for a free hour of legal analysis

Brent W. Davis

Filed Under: Protection from Creditors

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New Location

Birmingham
Indian Springs Village

Brent W. Davis & Associates, LLC
2473 Valleydale Road, Suite B
Indian Springs Village AL 35244-2017

Phone: (205) 989-1919

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Mailing Address:

Post Office Box 1808
Pelham  AL 35124-5808

Brent W. Davis, L.L.C. serves clients throughout Alabama, including Birmingham, Pelham, Columbiana, Helena, Hoover, Oneonta, Bessemer, Mountain Brook, Alabaster, Calera, Springville, Remlap, Montevallo, Chelsea, Harpersville, Inverness, Jefferson County, Blount County, and Shelby County.

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